apple card reddit credit limit

If youre an Apple Card cardholder and wish you had a higher credit limit Goldman Sachs has made it easy to apply for a credit increase. Not bad for a card that isnt considered tier 1 or anything.

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The Apple Card s benefits dont include many things traditionally.

. I asked for and was declined a credit increase. Also the Apple Card is made of titanium and doesnt have a card number on it which makes it less susceptible to fraud and gives it a sleek look. So I applied for the Apple card way back in August 2019 and received a sleazy credit limit of 25000.

Who do I contact or how do I request a credit limit increase for my Apple Pay credit card. Posted on Sep 2 2021 1133 AM Reply I have this question too I have this question too Me too Me too. Sign in to view your Apple Card balances Apple Card Monthly Installments make payments and download your monthly statements.

Came here to say this. Apple Card 1 month - 10k. This can be as little as 300 1000 or as much as 5000 or more.

With my 800 credit score I got 1000 usd credit limit not even enough for a new iPhone. Find the Right Capital One Card Offer for You. 50001599 APR never hold balance on any card720 CS.

See Cards With the Features You Want. Theres a few people who have up to 50K limits Ive seen but not many. Upon applying and being approved for the card each user is given a set limit for how much money they can spend on it.

Yet Apple wont give me more than 8k. Apple Card is just pathetic. If youre not satisfied with your limit you might request a credit limit increase after 6 months of opening your account.

Also the Apple Card is made of titanium and doesnt have a card number on it which makes it less susceptible to fraud and gives it a sleek look. Whether you applied for the. The highest Ive seen reported here is 40k.

The best Apple Card benefits are rewards of up to 3 cash back on purchases 0 fees easy integration with Apple products and the possibility of low APRs. My credit score at the time barely got mama in the door so I was grateful. But know I have around a 705 FICO credit score.

No late fees no annual fees no over limit fees no international fees on this credit card. Amex Blue Business Plus 1 week - 3k. The best Apple Card benefits are rewards of up to 3 cash back on purchases 0 fees easy integration with Apple products and the possibility of low APRs.

My score when I applied was around 590. The starting credit limit for the Apple Credit Card is 250. After a year and a half of paying things.

How your Apple Card application is evaluated - Apple Support. And my card utilization will be so high that it hurts my credit score in the long run. None of my other credit cards have a limit less than 20k.

I used this apple card every day the first month I used over 300 transections thats over 10k basically I paid my card at. The issuer will also periodically review your account to see if youre eligible for an increase. Ad Apply With Confidence.

Apple Card GS handles limits differently than most other banks and seems to take income and spending much more into account. Yes they approved me 2K it was my first apple product I never had an apple productservice before so this was my first one I ordered an iPhone using the card and from that day I stopped using my other credit cards. The highest Ive seen is 40k with the apple card.

I just applied on the 4th I got a 5k limit with a 1599 APR. If someone isnt pleased with the credit limit they receive for their Apple Card there is a quick and easy way to request a larger one. AU Amex Platinum 5 years Im on my phone at the moment and cant easily check.

While the Apple Cards financial health help page says you can request a credit limit increase after as little as four months other Apple Card documentation mentions establishing credit history for six months or more before you apply. Thats rather strange with your credit score mine is around the 750 mark. I have not carried a monthly balance on my cards or missed a payment in 30 years.

Personal finance companies like Credit Karma might display various credit scores like TransUnion VantageScore. My credit score was crap. So even people with 30-40k limits on other cards and perfect credit might only get 20k on the AC.

But yours may be more if your credit score income and other financial information qualify you for it. Whether you applied for the. Credit Limit for Apple card is based on a number of factors.

All replies Drop Down menu. Apple launched its first credit card in August 2019 and just seven months later the Apple Card had an estimated 31 million users according to Cornerstone Advisors. Six months is a fairly standard time frame for demonstrating that youre a responsible cardholder but the longer.

Daily Cash 2 cash back with every purchase 3 with purchases at Apple clean look at your transactions. Heres how you do it. If your credit limit lower than expected you should have received an email to the email address used to apply explaining the reasons.

40K is the highest Ive seen reported. The Apple Card s benefits dont include many things traditionally. First Page 1 of 1 Page 11.

You can file a dispute with TransUnion if you believe the credit score provided by them for your application is. Capital One Journey 5 months - 1k. I had two cards that were CO settled and a few missed payments.

I just applied the Apple Card through my phone. If youre combining accounts for Apple Card Family some of the credit factors mentioned above may be considered for both co-owners when evaluating a combined credit limit for a co-owned Apple Card. See Cards Youre Pre-Approved for Before Starting Your Application.

Apple launched its first credit card in August 2019 and just seven months later the Apple Card had an estimated 31 million users according to Cornerstone Advisors. I have an 830 credit score 200Kyear salary and ZERO debt outside a small mortgage.

Apple Card Adding Support For A Proper Credit Limit Increase Request R Applecard

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